4 Business Types You Must Know

Business, not just do the buying and selling is done. It takes courage to start doing business. Business types is 4 (four). Business Stubs, Business Opportunity, Franchise, and Autopilot. The four types of business have advantages and disadvantages of each. By following the article below to complete, then you will know the business that has or will you wake up including which type of business.

Business Types

4 Business Types

1. Business Stubs

Business stubs are all businesses you start from scratch. The risk and busyness is greater, but the return (return) is also greater. This type of business is the most widely used by the people of Indonesia.

2. Bussiness Opportunity

With BO (bussiness opportunity) you get the ease of brand, knowledge and equipment from the center. So you are easier in the initial preparation in opening a business. BO is a breakthrough business for beginners with low risk / small but have a decent profit. The most used BO around you is BO for Donuts.

3. Franchise

With the franchise you will get the brand, the system from the center. Support from the center is done continuously (because you pay royalty to the center also continuously). The role of the center is proportional to royalty. For example the royalty for the center of 1%, then the central role is also 1%.

Examples of businesses that are managed with franchise business types such as McDonald, KFC, Pizza Hut, Starbucks Coffee etc.

4. Autopilot

All managed center. In general, the center is responsible. Which includes the type of business autopilot is 7eleven, etc. Return for you is not too big, because you also do not work.

For the type of business, the business opportunity and the type of franchise business all the risks and consequences you bear, including the risk of profit and loss. Because basically your business manage yourself. If you could profit billions, it is your right. So also if loss. But for most ordinary people, if the loser is the center of the blame.

Does it mean there’s no difference between business type and franchise? Take a look!

BO:

– Small capital, can start from 1.5 million
– Just run by buying and selling broke up
– Brand / name already exists, it’s up to you for use it or not
– Promotion is there but not absolute
– Can be independent
– The success rate is greater
– Development is more free

Franchise:

– Large capital, starting from 100 million
– Absolute business format followed
– Brand / name already exists, must be followed.
– Absolute promotion exists
– Can not be independent, all determined by Franchisor
– The success rate is greater.
– Business development is determined by Franchisor

Most of the people who take the business type BO (Business Opportunity) expect to run like a franchise. For those who take the franchise hopes it will run like an autopilot. Understand the differences between the four types of business.

So, which business type is best for you? Choose according to your readiness and character. None of the business types are “the best”. Everything is a plus minus. If your business has not started yet, then you should be able to decide which business type you will take.

Profitable Small Business You can do from Home

A lucrative small capital business !!! What comes to mind in us is the effort that we run to supplement the main income. Relying on basic salary as employees every month makes us dizzy themselves. Not to mention the increasing needs of the day. So why do not you want to try to increase your income through side work. Starting a business does not need large scale let alone you as a beginner. The important future is quite profitable and can supplement your income. Here I will try to share examples of side business and fixed business profitable with small capital.

business

1.- Phone credit

Human need for phone credit nowadays I do not think you should ask again even you are one of the active phone credit users.

2.- Realtor and property

The advantage of being a broker I think is quite high. Staying longer to sell or offer in the form of land or property lease is not an easy job. You are required to work more extra and build a wider relationship. Profit received into a realtor in the form of fee. Usually the fee you receive in the form of sale and lease is about 3% from 1M. While for rent and sale above 1M you will receive a fee of 2.5%. I think the profit is quite tempting.

3.- Paint

The most fun work is when we get paid with the hobby we work on. If you have a hobby to paint it is a plus for you because in addition you can channel the hobby can also bring a purse of rupiah that is not small. The key to success to run this business is often follow the exhibition and attention to detail the results of the painting so that you get new ideas.

4.- Online shop business

In the past I also write an online shop is a promising small business capital opportunity, now I recommend again for you want to find a suitable business idea to run. Online shop or online store is very interesting tuk run because the offered is not limited in either the form of goods or services.

5.- Reseller

Reseller working system is not much different from the online shop, if the online shop of goods that we offer is our own while the reseller is someone else (party supplies). Being a reseller is not a complicated job you live advertise in various free media like the web that provides advertising free. The advantage of becoming a reseller is generally a percentage (%), depending on your initial agreement on the supplies.

6.- Freelance writer

Write blog or web content now booming online now. Quite a lot of bloggers who do not have much time managing its web. Then they decide to buy content or articles to other parties. We recommend this opportunity you can catch as a profitable business without disrupting your main job. Why? Because you can do it at night.

7.- Language translator

Indeed from the first until now the google inc has provided translation of several languages ​​but the results of the google translation is still ambiguous and irregular both in terms of vocabulary and sentence arrangement. If you have the skills to translate a foreign language into Indonesian or vice versa it is one advantage for you because not many are able as a translator.

8.- Teacher tutoring

being a tutor does not differ much from the same language translator in the same field of science. If you can not afford to go to high school you can teach for elementary school as well as for kindergarten.

9.- Publisher advertising

On each site especially about side business opportunities you may find this word, because publisher advertising from the past until now is the choice of many people. The advantage of publisher advertising is in the form of PPC payment per click, every visitor who clicks the ads you publish will be paid to you. For the amount per click it depends on the ad.

10.- Graphic design services.

Graphic design services one of the small capital business opportunities that are easy to do. Both for office workers and a student. To be a reliable graphic designer you need to learn and often search for new ideas for ideas designed. Not a few people choose graphic design services as a job to increase the main income.…

The charm of Da Nang in Vietnam

Traveling to Vietnam will be very pleasant, the reason being cheap. Vietnam’s economic development is very powerful – from the start, there is no global restaurant franchise until now there is a luxury mall selling branded goods. Even now more and more local people can speak English.

Much can be explored in southern, central and northern Vietnam, which is the eighth place of the UNESCO World Heritage Site. From the south that is in Ho Chi Minh City, then to the middle can begin in Da Nang, to the north can begin in Hanoi. But this time, what we will discuss is about Da Nang. Here are a few reviews about Da Nang. If you are on vacation in Da Nang, it would be nice if you are looking for the hotel with the best service that you can get at https://premier-village-danang.com/.

Da Nang

Da Nang is the largest city in Central Vietnam. Formerly Da Nang was the center of the US water base during the Vietnam War, but today it is the most modern city compared to other cities in Vietnam. Being there feels like in a developed country because the building is relatively new and clean. Da Nang is centered on the Han River which is connected by 2 beautiful bridges, the Tran Thi Ly Bridge which resembles a sailboat and the Dragon Bridge in the shape of a dragon. At night, the two bridges are brightly colored so they are cool to be photographed. Even now there is a Sun Wheel, a 115 meters tall Ferris wheel.

Da Nang is a hub for visiting historic sites that are listed on UNESCO Heritage Sites such as Hue (imperial palace that resembles the Forbidden City in Beijing), Hoi An (15-19 century ancient city) and My Son (Hindu temple complex from 4-14 centuries). Another reason for tourists to Da Nang is the beach tour. East of Da Nang, there is a long white sandy beach, complete with luxury resorts – even one of Forbes’ World’s Most Luxurious Beach. You could say Da Nang is Vietnam’s Bali, favored by foreign and local tourists. MICE events (Meetings, Incentives, Conferencing, Exhibitions) on an international scale are often held there, such as the 2016 Danang BMTM.

The highlight of Da Nang tourism is the Marble Mountains, which is a series of 5 hills which, if translated, are called Land of Mountain, Water, Fire, Wood and Iron – each with a cave and a Buddha statue. If you have a minute, just go to Thuy Son (Mount Air) because you can ride using the elevator. The view from the top is cool! While the latest tourism site not far from Da Nang is Than Tai Hot spring. The extent of 165 hectares at the foot of the mountain, consisting of various hot and cold-water bathing pools, including Japanese-style hot spring.…

Here’s how Mumbai is emerging as a co-working hub in India

Coworking spaces have witnessed massive growth over the past few years and continue to grow at a steady rate. It is becoming a very beneficial and a preferred trend among budding business individuals and comes with its own list of perks. Coworking in Mumbai is becoming more and more popular, proving that the city is emerging as a well-known co-working hub in India.

Many people in India are now working in a start-up based community and these kinds of spaces are extremely beneficial for them. It helps individuals share ideas and brainstorm, thus creating a productive and positive work environment. According to reports, approximately 2.8 million square feet of flexible space were available in Mumbai as of June 2018.

Read more about Coworking in Mumbai to understand the concept of co-working space.

Growth of co-working spaces in Mumbai:

Mumbai has seen a rise in co-working spaces and is emerging as a co-working hub for various purposes. It is also an ideal location for this sort of development. Mumbai is considered to be India’s financial capital and one of the most expensive real estate in the country as well.

This is one of the main reasons for plenty of such co-working sites to arise

  • Opportunity to interact with like-minded people

Coworking spaces in Mumbai have made it easier for many people to actively engage in their business activities while also being able to interact with like-minded or other individuals who will expose you to various ideas and perspectives on work.

  • Escape from the monotonous lifestyle

The feeling of a monotonous lifestyle also vanishes with this concept. It gives a sense of purpose and accomplishment due to the productive environment in which you are placed.

  • Modern technology and amenities

The modern technology and amenities that can be used by individuals for these co-working spaces also make it an attractive option.

  • Better time allocation

Co-working space gives you the liberty to focus on your individual projects and give you better time management options. These spaces are meant to make you feel less stressed about your workload and provide a better and energetic environment with people who share the same thought process as you.

  • Work in peace

Regardless of the type of relationships you may or may not develop with the people around you in such spaces, even working around strangers in a coworking setup has its own benefits for those individuals who would like to work in peace at their own convenience.

  • Affordable option

As we are all aware of the fact that Mumbai is a very expensive city when it comes to real estate. Buying or renting an entire workspace can burn a hole in your pocket. Opting for co-working spaces will save your funds and you will also receive world-class amenities in it.

Coworking in Mumbai:

From all the above-mentioned points, it becomes crystal clear as to why coworking spaces are gaining so much popularity in India, particularly in Mumbai. The location, nature of people, business ventures, real estate scenario, economic scenario, etc. all make it a very suitable spot for Mumbai to emerge as a co-working hub.

Conclusion:

Coworking clearly has many advantages and Mumbai, also besides, offers a lot of perks for creating such an environment. The nation is counting on the growth of businesses and ideas and such spaces prove to be bringing us a step closer to success.

Motor Insurance: How Does IRDAI Define It?

Insurance Regulatory and Development Authority of India is the apex body who controls the insurance business in India. It guards the benefits of the policyholders, regulates, encourages and ensures orderly growth of the insurance sector in India.

The Indian Government has made third-party liability coverage mandatory for all vehicles. It is a legal obligation for the owner of the vehicle to compensate for the loss incurred by a third party due to an accident caused by the vehicle. Therefore, every vehicle owner needs to have at least third party insurance. Driving in India without a vehicle insurance cover is a legal offence according to the Motor Vehicles Act of 1988. The major function of motor insurance, for both two-wheelers and four-wheelers, is to acts as a defense line against any mishap.

Types of Insurance

As per the IRDA, motor insurance can be categorized into two parts:

  1. Third Party Liability Only Policy – A third party car insurance plan provides coverage against any legal liability arising out of injuries to a third-party when the policyholder is at fault. It covers damages and bodily injuries caused by the insured vehicle, to a third party person or property.
  2. Comprehensive Insurance Policy – A comprehensive car insurance plan offers complete protection against the damages caused to your car due to any mishap. This policy provides coverage for the damages caused to your car, third-party legal liability, theft, along with the personal accident coverage. This coverage can be boosted by selecting add-ons, such as engine protector, personal belongings cover, zero depreciation cover, etc. This cover offers full-fledged coverage. A comprehensive car insurance policy also includes coverage for fire, theft, riot, natural and man-made catastrophes that causes damages to your car.

The Insurance Regulatory and Development Authority provides complete guidelines about motor insurance for both two-wheelers and four-wheelers. To protect the interests of the insurance policyholders, IRDA presents some dos and don’ts about motor insurance policies.

Dos

Following are few tips about what to do when you plan to buy motor insurance policy in India:

  • Decide the general insurance provider from whom you are willing to buy a motor insurance plan. It is not necessary to buy motor insurance from the dealer. You can buy it from any insurer who fulfils your needs and requirements.
  • It is vital to read the entire insurance proposal form carefully. Keep a photocopy of the completely filled insurance proposal form as a record.
  • Go through the inclusions and exclusions mentioned in the insurance policy. Clear the concept, never hold any doubts for later.
  • Choose add-on features with the insurance policy that suit your needs and requirements.
  • During verification, provide all the important documents of your vehicle.

Don’ts

Be well versed while purchasing an insurance policy. Here are the things you should avoid when you buy insurance for your vehicle:

  • Don’t allow anyone else to fill your insurance proposal form.
  • If you face difficulty in understanding the language, seek help from the insurance provider.
  • Do not let your insurance policy lapse. Always try to renew your motor insurance within its due date.
  • Do not provide your insurance provider with incorrect information. This may land you in a legal situation.

5 Methods To Choose The Best Car Insurance Policy

Any vehicle that you buy needs an insurance policy. Buying a car insurance in India will give you many benefits. Many people buy car insurance without comparing or researching about it and jump into the premium factor directly. Based on the premium, people select their car insurance policy without considering the consequences of inadequate coverage.

There are 5 methods to choose the best car insurance policy:

1.      Compare Key Features Provided by the Insurance Coverage

Shortlist motor insurance policies and then analyse them in terms of the coverage they provide. All the key inclusions must be present in your insurance. Coverage of natural disasters, man-induced calamities, third party liability in comprehensive policies; monetary compensation for third party injuries or death and property damage in third party car insurance; provision to add personal accident cover and more.

2.      Roadside Assistance Cover

If you are stranded because of the engine breakdown or an accident or even if the tire of your car is punctured, you will be provided with the option of availing roadside assistance. This will enable you for calling your insurer as well as make a request for a sending a mechanic at your location.

3.      Zero Depreciation Cover

When a selection is made for adding zero depreciation cover to your car insurance policy, the insurance company waives off the depreciation on substituted car parts. The significance of this is that you receive the full cost of car parts and do not have to shell out any money from your own pocket.

4.      Options for a Flexible Car Insurance Coverage

A flexible coverage is always significant when you buy the best car insurance policy. There is no ‘one-size-fits’ kind of policy because the consumer base is varied. Your car insurance policy must depend on certain insurance needs. The insurer provider who offers the flexi-coverage facility should be prioritized over other needs. If a pre-existing package is offered by the insurance provider which is tailor-made according to your needs and requirements. A positive sign must be taken into consideration.

5.      Compare Insurance Premium Online

There are many great deals on the internet. However, it is essential that you visit reputed brand websites and purchase a policy from them rather than anywhere else. You will get a decent deal online if you take the time from your busy schedule and do a little research on the Internet.

When you compare car insurance plans online, you must keep certain points in mind:

·         Always compare car insurance plans that are offered by different insurance providers.

·         You must also ensure that the comparison site computes premium on the fixed IDV (Insured Declared Value).

·         Insurance premium quotes can be generated on car insurance premium calculators online.

When you buy any vehicle, buying the right cover for it is also very important. You must only choose the policy after carefully going through fine print because insurance policies are the very definition that is written in the policy wordings. You are still required to compare quotes from various insurance providers and see who is offering you the best deal. Therefore, always compare car insurance before finalizing.

7 Tips To Choose The Right Car Insurance

Cars are expensive and so are the prices of petrol and diesel are on the rise as well. Hence, looking for ways to cut other operating expenses is a smart idea. Nothing better than to start off with car insurance. Every car owner must buy car insurance compulsorily as law mandates it. People often go in search of a cheap car insurance and randomly pick any insurer after buying their first car without even looking at the details of the policy for years, which is not safe and might leave money on the table. You must not always go for a cheap but the best car insurance for you.

Below are 7 tips to choose the right car insurance and cut your premiums:

1.      Doing an annual rate check is important. For you to get the best deal available, you are required to check rates from other companies for making sure to get the best deal. You can also find insurance comparison tools such as the car insurance premium calculator online in order to receive personalized quotes in as fast as a few minutes by entering your vehicle’s and your personal details.

2.      Always go for a top-rated insurer. There are companies that are better in dealing with claims, payments and non-claim problems than many known insurers.

3.      Compare the claim settlement ratio of various general insurance provides. The ratio is the number of claims settled upon the total claims made.

4.      High deductibles reduces your premium, but in case of any accident, you will have to pay more out of pocket. If you did not meet with any accident i.e. you have a good driving record, you might have to gamble opting for a higher premium. You might save up to a 40 percent savings for this risk. Hence, setting the right deductible is important.

5.      Always review your coverage. You must have enough liability coverage in case of any bodily injury or property damage. Your coverage must increase over time as the costs and risks also increases. Minimal coverage will give you minimal protection.

6.      Determine the Insured Declared Value of your vehicle by computing the market value of your vehicle. Knowing the IDV would prevent you from paying any additional premium.

7.      Engage in safe driving practices while following all rules of the road. This will lower the probability of you even needing to make an insurance claim. You can avail the No Claim Bonus if you have not made a single claim in the entire policy term.

Most importantly, choose the right car. Make sure you are financially secure should an unfortunate event might ever occur. Nowadays, it is possible to buy anything and everything online. You can also buy car insurance online as well as compare different policies to buy the best policy.

 

 

How to Successfully Pass Your Upcoming Drug Test

Nowadays, it is not that weird to find out your co-worker, your friend or relative has been using marihuana. It may come as a shock to you, but it is a common thing. Many countries worldwide have been legalizing pot. Some legalize it only for medicinal purposes, others even legalize its recreational use. However, some employers may not accept the fact that their employees use these substances. So, they may test them for drugs in their system. Tests can be done before employment. These are the most common. People can get tested even during work.

There are many types of tests for employers to see if you are using. The most frequent are urine, blood, saliva, and hair testing. For a drug user, it may be quite problematic to get a steady job. With tests, it can get trickier for them to keep a job. So, they get creative in finding ways how to pass their drug tests successfully. Today, there are a lot of products and methods that help you in clearing your body of toxins. You just have to find the right one. If you want to read more about this, you should click here https://medlineplus.gov/lab-tests/drug-testing/.

Urine Drug Test

This type of test is believed to be done the most often. Various drugs can be detected in your urine. They are amphetamines, cocaine, opioids, marihuana, PCP, and alcohol. Even nicotine can be detected.

Nevertheless, you should know that there are so many factors that can affect the test. You body mass, hydration level, how long ago you took the drug, and how often you use are some of them. If a person is a heavy and frequent user, it will be harder for them to clear their body from the toxins.

Before taking a urine test, your employer and tester should know if you are taking some medications. Whether they are herbal, prescription, or over – the – counter medications, you should tell them. Even if you are using marihuana for medicinal purposes, you should mention this. Waiting for the results can be quite stressful. Some results come the same day, others may take a few days. It all depends on the method of testing.

If you are wondering how to clear a drug test, you should stop using first. There are natural ways to detox. You should remember to drink more water. Alcohol and coffee are not recommended. You should drink more natural juices. Many tablets and drinks help you to detox your body. There are a lot of companies that make these products. You just have to get online and look for the perfect product for you.

Saliva Test

This kind of test has been growing in popularity. The majority of people who have to take drug tests often feel embarrassed. Giving your urine can be quite demeaning. That is why saliva testing is preferred. However, there are divided opinions on how accurate the results are. Some say that if you have smoked pot just before the drug test, you are in danger of failing the test. Otherwise, it is not that reliable.

It is the best option when the employer wants to find out if their employees have been using recently. The results can come back positive even if you have used something before coming to work. A urine test can miss this because it takes a while for the toxins to enter the bloodstream and then the urine. With saliva tests, the employer is less invasive, and the results can come back in just a few minutes.

Blood Test

Blood testing is thought to be the most expensive type of test. Also, a lot of people get squeamish at the sight of blood and are likely to faint. It is undoubtedly quite invasive, but it shows the most accurate results. It shows the presence of the substance and toxins in your system at that particular moment. It is mostly done when people are applying for insurance, applying for specific jobs, or even in some court procedures. Employers rarely do these tests because of their cost, invasiveness, and required equipment. It can take a while for the results to come back.

Blood has a short detection time. So, if you have used anything, it will quickly pass from the blood. All you have to do to pass a blood test is to stop using. To ensure success, you can go for a healthier diet, drinking lots of fluids, and exercising. That way, your body will quickly flush out the toxins. You could also buy some drinks or tablets to detox faster.

Hair Test

A hair follicle test is mostly used to determine longer use of specific drugs. It can show data of use from 90 days. It does not show any recent intake because it takes a while for the drugs to be processed in the skin. It can even detect ecstasy, eve, opiates, and PCP. However, you can’t do this test if you want to test for alcohol.

It is essential to know that some factors play a crucial role in the results. The amount of melanin, the coloring of the hair, and how much a person sweats are some of the most important. They can influence the results. Also, the components of the drug and how often the person uses are noteworthy factors. Some people with no hair may think they can’t get tested this way. Nevertheless, hair from your armpits may be used in cases like this.

The best way to prepare for a hair test would be to buy a special detox shampoo. Many companies have such products. Once you receive the notice of the test, buy it immediately and start using it as soon as possible. It is recommended for you to use it 15 times in total before the test. You should put a generous amount of the shampoo on your hair. Make sure it stays for 10 – 15 minutes to ensure the best results.

10 Quick Tips About TVS Jupiter Insurance

If you have been pondering buying a new scooter, you should surely check out the TVS Jupiter. It is a stylish two-wheeler providing you with all the flexibilities, which you can expect from a top-quality scooter. However, once you buy the scooter, you will also need a two-wheeler insurance policy for it. As per the Motor Vehicles Act, 1988, it is mandatory for every two-wheeler owner in India to buy an insurance plan for any motor.

Here are ten tips to help you invest in the most suitable insurance cover for your TVS Jupiter.

  1. Analyze your requirements regarding two-wheeler insurance

When buying a two-wheeler insurance plan, you must first decide what you require from it. Depending on your budget, you can determine whether you can buy a comprehensive policy or a third-party cover.

  1. Know about the Insured Declared Value (IDV)

The Insured Declared Value (IDV) of your scooter depends on the age of the vehicle. To put it simply, the IDV is the current market price of the vehicle. In case of total damage or theft of your TVS Jupiter, you will receive the amount of cover depending on your current IDV.

  1. Buy your two-wheeler insurance only from a trusted insurer

When buying the TVS Jupiter insurance, make sure of purchasing it from a reputed insurance company. Compare the claim settlement ratio of different insurers to find the best one.

  1. Compare the insurers online

Internet is the most powerful tool when it comes to the comparison of various insurers. You can do an online comparison of the offers, premium, and covers of different insurance companies within a few minutes. This way, you will find the most appropriate policy, as per your requirements.

  1. Read online reviews

Online reviews are quite helpful when it comes to finding out if an insurance company delivers what was promised. Reviews from real customers always paint the perfect picture.

  1. Avoid small claims

If you start making insurance claims every time there is a little scratch on your TVS Jupiter, your premium will increase. Avoiding minor claims will significantly lower the premium in the long run.

  1. Find out about the deductible

When you pay some money from your personal resources while filing a claim, you will have to pay less in terms of premiums.

  1. Buy your insurance policy online

Most insurance companies offer a discounted price when you buy the two-wheeler insurance policy from their website. Buying insurance online is a time-saving process.

  1. Research about the personal accident cover

The personal accident cover is offered by the insurers to financially protect you against injuries due to any accident of your insured TVS Jupiter. Inquire if your policy comes with it.

  1. Decide if you need add-on covers

Add-on covers can be separately bought with your TVS Jupiter insurance policy to have extra protection. Depreciation cover is one of the most popular add-ons offered by manyinsurance providers. With this, the value of the scooter’s body parts is not decreased with time, and you receive the full cover while filing a claim.

Be very careful about choosing your insurance company. You need an insurer whose TVS Jupiter insurance policy meets your specific requirements.…