Business, not just do the buying and selling is done. It takes courage to start doing business. Business types is 4 (four). Business Stubs, Business Opportunity, Franchise, and Autopilot. The four types of business have advantages and disadvantages of each. By following the article below to complete, then you will know the business that has or will you wake up including which type of business.

Business Types

4 Business Types

1. Business Stubs

Business stubs are all businesses you start from scratch. The risk and busyness is greater, but the return (return) is also greater. This type of business is the most widely used by the people of Indonesia.

2. Bussiness Opportunity

With BO (bussiness opportunity) you get the ease of brand, knowledge and equipment from the center. So you are easier in the initial preparation in opening a business. BO is a breakthrough business for beginners with low risk / small but have a decent profit. The most used BO around you is BO for Donuts.

3. Franchise

With the franchise you will get the brand, the system from the center. Support from the center is done continuously (because you pay royalty to the center also continuously). The role of the center is proportional to royalty. For example the royalty for the center of 1%, then the central role is also 1%.

Examples of businesses that are managed with franchise business types such as McDonald, KFC, Pizza Hut, Starbucks Coffee etc.

4. Autopilot

All managed center. In general, the center is responsible. Which includes the type of business autopilot is 7eleven, etc. Return for you is not too big, because you also do not work.

For the type of business, the business opportunity and the type of franchise business all the risks and consequences you bear, including the risk of profit and loss. Because basically your business manage yourself. If you could profit billions, it is your right. So also if loss. But for most ordinary people, if the loser is the center of the blame.

Does it mean there’s no difference between business type and franchise? Take a look!

BO:

– Small capital, can start from 1.5 million
– Just run by buying and selling broke up
– Brand / name already exists, it’s up to you for use it or not
– Promotion is there but not absolute
– Can be independent
– The success rate is greater
– Development is more free

Franchise:

– Large capital, starting from 100 million
– Absolute business format followed
– Brand / name already exists, must be followed.
– Absolute promotion exists
– Can not be independent, all determined by Franchisor
– The success rate is greater.
– Business development is determined by Franchisor

Most of the people who take the business type BO (Business Opportunity) expect to run like a franchise. For those who take the franchise hopes it will run like an autopilot. Understand the differences between the four types of business.

So, which business type is best for you? Choose according to your readiness and character. None of the business types are “the best”. Everything is a plus minus. If your business has not started yet, then you should be able to decide which business type you will take.…


A lucrative small capital business !!! What comes to mind in us is the effort that we run to supplement the main income. Relying on basic salary as employees every month makes us dizzy themselves. Not to mention the increasing needs of the day. So why do not you want to try to increase your income through side work. Starting a business does not need large scale let alone you as a beginner. The important future is quite profitable and can supplement your income. Here I will try to share examples of side business and fixed business profitable with small capital.

business

1.- Phone credit

Human need for phone credit nowadays I do not think you should ask again even you are one of the active phone credit users.

2.- Realtor and property

The advantage of being a broker I think is quite high. Staying longer to sell or offer in the form of land or property lease is not an easy job. You are required to work more extra and build a wider relationship. Profit received into a realtor in the form of fee. Usually the fee you receive in the form of sale and lease is about 3% from 1M. While for rent and sale above 1M you will receive a fee of 2.5%. I think the profit is quite tempting.

3.- Paint

The most fun work is when we get paid with the hobby we work on. If you have a hobby to paint it is a plus for you because in addition you can channel the hobby can also bring a purse of rupiah that is not small. The key to success to run this business is often follow the exhibition and attention to detail the results of the painting so that you get new ideas.

4.- Online shop business

In the past I also write an online shop is a promising small business capital opportunity, now I recommend again for you want to find a suitable business idea to run. Online shop or online store is very interesting tuk run because the offered is not limited in either the form of goods or services.

5.- Reseller

Reseller working system is not much different from the online shop, if the online shop of goods that we offer is our own while the reseller is someone else (party supplies). Being a reseller is not a complicated job you live advertise in various free media like the web that provides advertising free. The advantage of becoming a reseller is generally a percentage (%), depending on your initial agreement on the supplies.

6.- Freelance writer

Write blog or web content now booming online now. Quite a lot of bloggers who do not have much time managing its web. Then they decide to buy content or articles to other parties. We recommend this opportunity you can catch as a profitable business without disrupting your main job. Why? Because you can do it at night.

7.- Language translator

Indeed from the first until now the google inc has provided translation of several languages ​​but the results of the google translation is still ambiguous and irregular both in terms of vocabulary and sentence arrangement. If you have the skills to translate a foreign language into Indonesian or vice versa it is one advantage for you because not many are able as a translator.

8.- Teacher tutoring

being a tutor does not differ much from the same language translator in the same field of science. If you can not afford to go to high school you can teach for elementary school as well as for kindergarten.

9.- Publisher advertising

On each site especially about side business opportunities you may find this word, because publisher advertising from the past until now is the choice of many people. The advantage of publisher advertising is in the form of PPC payment per click, every visitor who clicks the ads you publish will be paid to you. For the amount per click it depends on the ad.

10.- Graphic design services.

Graphic design services one of the small capital business opportunities that are easy to do. Both for office workers and a student. To be a reliable graphic designer you need to learn and often search for new ideas for ideas designed. Not a few people choose graphic design services as a job to increase the main income.…


Regardless of how rich you are or how fatter you paycheck, you cannot predict what the future holds for you. You could go bankrupt or worse even can die prematurely which can leave your family to face severe consequences and a huge financial burden. Precisely for this reason, getting your life insurance done is undoubtedly one of the most important financial decisions you’ve got to make. It is the least you can do to secure your family’s or loved one’s future. Well, there raises a question of how much amount of insurance you should do? The answer for this is that there is the life insurance premium calculator which can help you determine the kind of insurance you should get.

Although the number of people getting life insurance is gradually increasing, you’d be amazed to know that only 15% of Indians are insured. Yes, it’s that low. Several kinds of insurance are available these days and term insurance is probably the most popular one.

Compared to other life insurance plans, is term insurance better?

Indeed, it is better and the reason for this is that it is all about pure life cover. Since it is not an investment, profit is not associated with it. The reason why term insurance is much more cost effective is that you can pay a lower premium for a larger life cover as compared to other life insurance premium.

Now, the premium of such insurance will vary from one company to the other and the best way to determine which option you should go for is by using a term insurance premium calculator. Through it, you can compare premium amounts different life insurance companies are charging.

A premium calculator is essentially an interactive tool which helps people analyze and compare insurance plans and its coverage according to their preferred financial need or capabilities. By using these calculators, you can gauge the term insurance plan well suited to you.

So, how to calculate the premium amount using this tool?

Well, before making any calculations, you will need to provide some information which includes:-

  • Your name (if you want to be the policyholder)
  • Your age
  • Date of Birth
  • Gender
  • Plan you wish to choose
  • The amount of money you want to get assured of
  • The term period of the policy
  • Paying term for the premium

After you’ve gathered all the information, you need to follow these steps:-

  1. First and foremost, you need to enter all your details which includes your date of birth, marital status, gender, name, etc.
  2. Secondly, you need to enter your bank details and other identity proofs like PAN number or Aadhaar card details.
  3. Thirdly, you need to fill out a questionnaire about you and your family’s health.
  4. Lastly, if you are satisfied with the premium amount, you can buy the insurance online by paying through debit/credit card or net-banking.

So, these are the different ways in which you can use a life insurance premium calculator. There are many life insurance companies which will let you calculate the premium amounts on their website itself.


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Regardless of who you really are or what you do in everyday life, odds are very good you might have confronted hard financial instances. When you are for the reason that scenario now and desire help, the following post will offer advice and tips concerning pay day loans. You ought to discover them very beneficial. An educated decision is definitely the best choice!
It is not necessarily rare for people to have no alternative but to look for pay day loans. Even so, when you can find yet another alternative to your monetary problems, then will not take out a pay day loan. Payday loans really are a useful resource you may want to think about when you’re within a financial bind.
Before taking out a cash advance, be sure to understand the settlement phrases. These lending options carry high interest rates and stiff charges, and the costs and fees and penalties only boost if you are late setting up a transaction. Tend not to remove a loan well before totally reviewing and knowing the terminology to prevent these problems.
Only invest in one particular payday advance at one time for the best outcomes. In no way visit multiple organizations simultaneously. You’ll wind up being unable to repay every one of the dollars, no matter what your salary could be.
Should you be thinking that you have to default on the payday advance, think again. The money businesses collect a great deal of information by you about such things as your company, as well as your address. They will likely harass you constantly until you obtain the personal loan paid off. It is far better to borrow from family members, offer stuff, or do other things it will take to merely pay the bank loan off, and proceed.
Rather than jogging in to a shop-entrance payday advance heart, search the web. If you enter into a loan shop, you might have hardly any other charges to compare from, and also the folks, there will a single thing they are able to, not to let you leave right up until they sign you up for a mortgage loan. Log on to the net and perform the necessary study to obtain the least expensive monthly interest loans before you stroll in. You can also find online companies that will match up you with paycheck loan companies in your neighborhood..
Usually do not have a bank loan for just about any more than you can pay for to repay on your own following shell out period. This is a great strategy to help you pay out the loan in whole. You do not would like to shell out in installments because the attention is very high that this can make you need to pay considerably more than you obtained.
Do not get a personal loan for any over within your budget to repay on your up coming pay period of time. This is a great idea to help you shell out your loan back in full. You do not wish to pay in installments because the curiosity is indeed substantial that it forces you to are obligated to pay far more than you lent.
Only take out a pay day loan, for those who have not one other alternatives. Payday advance suppliers normally demand debtors extortionate interest levels, and management charges. Consequently, you need to explore other types of getting speedy funds before, relying on a payday advance. You could potentially, by way of example, acquire some funds from friends, or household.
For those who find yourself in trouble in the position where by they have got a couple of payday advance, you should consider choices to spending them away from. Think about using a money advance away from your charge card. The interest rate is going to be lower, and also the charges are considerably less in comparison to the payday loans.
Along with the rates of interest and fees that come with a brief loan, you should consider your checking account getting overdrawn. Overdraft account costs following a bounced verify will just pile more on the top of the presently quite high expense of acquiring a payday loan.
When filling in a software to get a payday advance, you should always seek out some type of writing saying your data is definitely not distributed or distributed to anyone. Some pay day lending websites will give information and facts away like your tackle, sociable stability amount, and so forth. so make sure you stay away from these organizations.
Read through all the fine print on what you read through, signal, or may well indicator in a paycheck lender. Ask questions about anything at all you do not comprehend. Assess the assurance from the answers distributed by the workers. Some simply go through the motions all day long, and have been educated by an individual carrying out the identical. They may not understand all the fine print on their own. Never hesitate to phone their cost-free customer satisfaction number, from in the shop in order to connect to someone with solutions.
Mentioned previously in the beginning of this post, there is a lot more to obtaining a payday advance than simply getting give cash among paychecks. Now that you have see the above post, you might be well informed enough about payday cash loans. Now you can make the most efficient decisions probable, for you certain circumstance.…


Are you a frequent Metro traveler? If yes, it is important that you get a metro recharge card that helps you save a lot of time and effort.  When you are in a great hurry to reach your office, college or an office meeting, you have to catch metro without losing any time. But, if you have to stand in long queues waiting to buy a token or get your Mobile card recharged, it is going to take a lot of time and effort. You can save a lot of time by getting a metro recharge card. Now not only getting this card has become so easy but recharging it from time to time has also become simpler than ever.

Use the high-end app for Metro Recharge

First and foremost you need to buy a Metro Card. It is easily available at every metro station. Once you have bought a metro card, traveling in a metro becomes easier and convenient. Now, you will not have to wait to buy a token at the Metro Station long winding queues. You can easily avoid the hustle and bustle of the morning rush hours and board a metro train immediately without losing time.

If you already have a metro card, you can recharge it very simply. Just download an app that offers Metro recharge feature. With just a few easy clicks, you can recharge your card in no time. This can be done even while on the go.

Best Recharge Solutions for Metro Card Users

If your metro card balance is low and you need to recharge it immediately, you need to follow just a few simple steps. First of all, avoid the thought of standing in a queue because that is not required. Use your smartphone and open the app that can help you recharge the card.

If you are wondering how to recharge your smart card, allow us to help you with some simple instructions.

Log in or open the app downloaded on your smartphone or other equivalent devices.

Your Metro Card must be having a unique number at its back. Enter this number and fill up the amount you want to recharge. Next, you need to visit any nearest metro card and find the Add Value Machine or AVM. Show the smart card on AVM and press the button to add value. As soon as it is pressed, your chosen balance is immediately added to the card. See, it is so easy and a great time and effort saver. The whole process is completed in a matter of minutes. Moreover, when you are getting metro recharge done, you get to enjoy a lot of deals and cashback offers. The payment gateway at these apps is totally safe and secure and you can use any of the options like Credit Card, Debit Card, Net Banking and more. As soon as payment is done, a text message will be received by you to confirm payment. Thus, save your precious time and get metro recharge done very easily.…


Almost everyone that looks at cryptocurrencies only sees the financial gains they are able to make if they invest.

Behind this, though is a lot more going on that will affect everyone in the future. Crypto’s are a hot topic, and though they have their ups and downs in value, a significant number of people are looking to buy cryptocurrency with investment being their motive.

The FOMO affect spreads like wildfire, and this can change the value of digital cash. When the prices are overinflated, and there is a dip. These investors panic and sell which then turns into a cryptocurrency crash.

Cryptocurrencies moving forward

If investors spent a little more time doing homework into a cryptocurrency investment, they might choose an alternative than the current market leaders.

It is true they have risen in value by momentous proportions though this is not a real reflection of the coins value to a user.

For long-term stability, a crypto has to resolve flaws which exist, and for coins to survive that have these flaws they have to do something.

Bitcoin had a fork which resulted in some flaws being fixed though how many times can a currency have forks when they have problems.

Substratum

This is one of the first coins which brings decentralization apart from only digital cash. Spare computing resources can be allocated by anyone who wishes to run a node on the decentralized network.

These host nodes serve up content while being paid for this service and all users are able to become a host. This helps to form a decentralized internet without the use of additional software on any systems.

Substratum comes with 2 decimal places for any payment transactions, so payments made or received will appear similar to spending and receiver’s dollars and cents.

Ease of use has been a focus of this team, and their take on decentralizing the web might benefit everyone.

As well as hosting services or providing storage solutions as some crypto’s technologies offer payments for anything have to be easy to use and accessible for users who can’t hold a bank account.

Stellar has looked at payment systems and is set to make inroads into the way banking is performed.

Mobile money, global remittances, and any other transaction can benefit from Stellar. This network has servers placed globally where the public ledger is stored and updated when operations take place.

Now users can send oversea transactions from their cell phone to a family member in a matter of seconds without having to find a remittance center and pay a fee.

Net Neutrality

This is no more so the largest ISP’s around the world are free to throttle or restrict access to anywhere they wish.

There are also countries that limit what content users are able to access. To get around this net neutrality at present, VPN services are a must though this becomes harder as many countries are slowly blocking their usage.

As time goes on the internet could appear to become smaller while rates for access are increased and if an ISP decides to impose a tariff on a company they might charge for access to their site. If any of this happens, the internet will suffer from a lack of innovation and growth.

One coin aims to address all of these problems with their currency and their underlying mesh network. SKY doesn’t just sit on top of Skywire a new mesh-network that offers speed, security, and transactions.

SKY and Skywire-mesh are firmly interwound, though they are able to operate interdependently to each other.

This mesh doesn’t have servers which sit in large corporate buildings. The users themselves host all the network needs to operate. Internet connections are closer and faster as the content is passed from multiple sources.

Each node works in a peer-to-peer manner for serving services and to provide data redundancy and network protection.

SKY has no coin mining so transactions are free and node miners are paid for their hosting contributions.

Users are also free from any Geolocation restrictions as the nodes are in place to bypass the monopolistic ISP’s regardless of what country they reside.

The entire Skywire mesh-network operates like one VPN service, so there is no fear of surveillance.

Your data is under your control, and very private with no chance of your information being used for anthers benefit without your knowledge.

Skywire decentralizes the network and takes control away from any one entity that might wish to manipulate it.

A web of trust is created which is all a part of a “New Internet.” it might be that the Skycoin cryptocurrency changes the future of the internet as we know it.


When you’re expanding your business and are serious about making waves in the Singapore market, you should consider using virtual offices. More business owners are utilising virtual offices in their business expansions due to the many different advantages they provide over conventional office spaces.

Expanding your business outside where you currently operate, may seem like an overwhelming task but by utilising virtual offices in Singapore, you can ensure that your business expansion gets off to a positive start. Well-established virtual office providers offer tenants the option to have a prestigious address in Singapore at a fraction of the cost it would cost with a realtor. To learn more about the sought-after locations offered in Singapore bu Servcorp, follow this link: http://www.servcorp.com.sg/en/virtual-offices/

Let’s take a look at how utilising virtual offices in Singapore can help you expand your business successfully.

Prestigious Address

As we mentioned briefly above, having a local Singapore business address in a sought-after location in the city immediately paints your business in a positive light in the eyes of customers and potential investors. With an address that they recognize they will trust your brand and your business right away, putting you on the front foot when working out any potential business deals.

To really complete your professional business image in Singapore, make sure you add your new local business address to your website, business cards and other marketing materials to give a rounded professional image of your company.

Professional Assistance

Premium providers of virtual office spaces offer professional staff to tenants. A dedicated, bilingual receptionist will be at your disposal to answer the phone however you would like. Mail sorting facilities are also available to ensure your important documents always reach you, no matter where you are.

Your receptionist can either take messages for you or they can forward the call to your personal number or to another number you have assigned. With facilities like these, you’ll never miss a call, so your business expansion and growth into the Singapore market should continue as planned as you continue to connect with new clients and local investors.

Meeting Room and Boardroom Spaces

While virtual offices are just that, virtual, you will still need access to meeting room and boardroom facilities from time-to-time to meet prospective clients. Premium providers have these included in their facility and often a certain number of visits will be included in your package.

These spaces are usually well-decorated and well-finished so that you can feel comfortable meeting clients there. Servcorp meeting rooms, for example, come fitted with granite floors, leather furniture, hand picked artwork and perhaps most importantly, are unbranded so that your business shines in their facility.

Dedicated Phone Number

Having a dedicated local phone number is invaluable for businesses looking to expand their operations into Singapore. With a local phone number, your business partners and customers can easily reach you, rather than calling your personal or overseas number.

This helps to give an added level of professionalism to your company in the local business market. And this is backed up further when you have your dedicated receptionist answering these calls on your behalf. .

Getting Started with Virtual Offices in Singapore

Before you decide on a specific location in Singapore for your virtual office, be sure to spend some time looking into each of the available locations. Although all of the locations offered will be in excellent locations in the city, some locations will have different advantages over others.

Maybe it’s important for you to have easy access to transport links within the city? Perhaps you want to be as central as possible to the CBD? Or maybe you need to be close to other similar businesses such as financial institutions? Whatever your requirements, you should have no problem finding a location that will meet your requirements form which you can begin your expansion into Singapore and start capitalising on the opportunities available in this thriving economy.…


Believe it or not, yes, you can trademark a hashtag. Hashtags are being used by everyone and taking the Internet by storm. And now companies and brands are jumping on the hashtag bandwagon and using them as a marketing tool. Trademarking a hashtag can seem silly, but it is actually a way to protect your company and prevent competing companies from using the same hashtag for marketing.
The Requirements to Trademark a Hashtag

First off, what is a hashtag? It started out on Twitter and is a word or phrase that follows the hash sign, #. If used enough, it catches on and becomes trendy. Usually hashtags are created to relate to an event, specific issue, product, news or topic. A trademark is a form of property and a hashtag must prove that it serves a purpose for the owner’s goods and services. It is a good idea to consult with a Scottsdale trademark lawyer to get more information.

The Trademark Must Be Evaluated

Anyone can create a hashtag that can be registered as a trademark, but it must be proved to be useful to the company. By proving that your hashtag will serve a purpose for your company and potentially help with your sales, then you should be able to trademark your hashtag.

Hashtags are Beneficial for Marketing Especially When Trademarked

Hashtags are a useful way for companies to reach their audience. Since hashtags are trendy and are a different way to be able to market your brand to your audience, it could make you stand out against your competitors. But you want to make sure you consider everything, including all of the pros and cons to trademarking a hashtag. If it will leverage your business, then it will be worth it.…